Last updated: 23 July 2026
1. Acceptance of the Terms
These terms of use (the "Terms") govern the use of the finland22bet.com website (the "Site"). By using the Site you confirm that you have read and understood these Terms and agree to comply with them, together with our privacy policy and cookie policy. If you do not accept the Terms, do not use the Site.
2. Nature of the Site
finland22bet.com is an independent information and comparison site covering online casino and sports betting services open to Finnish players. The Site:
- is not a gambling operator and does not organise, offer or broker gambling;
- does not accept deposits, does not process bets and does not manage gaming funds;
- does not create gaming accounts and has no access to operators' customer data;
- may contain links to third-party websites and may receive a commission from these links.
All trademarks, product names and logos mentioned on the Site belong to their owners and are used for identification and information purposes only. The Site is not an affiliate of, endorsed by or sponsored by the operator of the 22Bet brand unless expressly stated otherwise.
3. Age Limit and Territorial Restrictions
The Site is intended exclusively for adults, meaning persons aged 18 or over. The age limit is based on Finnish gambling legislation, and the same limit of 18 remains in the new Gambling Act approved in December 2025. By using the Site you confirm that you meet the age requirement.
Gambling is regulated nationally in Finland. Veikkaus Oy currently holds the exclusive right to operate gambling, and the licensed market opening to private operators begins on 1 July 2027. The Åland Islands apply their own legislation and the rules of PAF. The offshore operators described on the Site hold no Finnish gambling licence. You are solely responsible for ensuring that using a service is permitted where you live. Nothing on the Site constitutes an invitation to gamble where doing so is not permitted.
Winnings obtained under an offshore licence are, as a rule, taxable income in Finland when the operator is not licensed within the EEA. Check your own tax position with the Finnish Tax Administration (Vero).
4. Content Is Informational, Not Advice
All content on the Site is intended as general information and entertainment. It is not legal, financial, tax or other professional advice. Bonus amounts, wagering requirements, payment terms, game selections and other operator details were collected from public sources at the time of writing and can change at any time without our knowledge. Always read the operator's own current terms before registering, depositing or claiming a bonus.
5. Responsible Gambling
Gambling involves financial risk and can be addictive. It should never be treated as a source of income. Set a budget before playing, never chase losses and stop when your limit is reached. If gambling stops being fun, free and confidential help is available from Peluuri (helpline 0800 100 101), the Peli poikki programme and Gambling Therapy.
6. Intellectual Property
Unless stated otherwise, the original texts, layout, graphics and other material created for the Site are protected under the Finnish Copyright Act (404/1961) and other intellectual property legislation. You may view, download and print pages for personal, non-commercial use only. Copying, distributing, modifying or republishing the content without our written permission is prohibited.
7. Permitted Use
When using the Site, you agree not to:
- use the Site for any unlawful purpose or in breach of these Terms;
- attempt to gain unauthorised access to the Site, its servers or connected systems;
- introduce viruses, bots, scrapers or other harmful or automated technologies to the Site;
- copy or mirror the Site's content for commercial purposes;
- misrepresent your affiliation with the Site.
8. Third-Party Links and Services
The Site links to external websites that we do not control. We are not responsible for the content, accuracy, availability, terms or privacy practices of third-party sites. Following an external link and any resulting dealings, registration or payment transaction take place solely between you and the third party, at your own risk.
9. Disclaimer of Warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, fitness for a particular purpose or non-infringement. We do not warrant that the Site will operate without interruption, free of errors or free of harmful components.
10. Limitation of Liability
To the extent permitted by applicable law, finland22bet.com, its owners, contributors and assistants are not liable for any direct, indirect, incidental, consequential or special damages, including lost funds, lost profit or gambling losses, arising from the use of the Site or of any third-party service reached through it, even if we have been advised of the possibility of such damages. This limitation does not restrict consumer rights based on mandatory legislation.
11. Indemnification
You agree to hold the Site and its operators harmless from any claims, damages, losses and costs (including reasonable legal fees) arising from your breach of these Terms or misuse of the Site.
12. Changes to the Terms
We may change these Terms at any time. The date of the latest update is shown at the top of the page. Changes take effect when they are published on the Site. Continuing to use the Site after publication constitutes acceptance of the amended Terms.
13. Governing Law and Venue
These Terms are governed by the laws of Finland, excluding its conflict-of-law rules. Disputes arising from these Terms or the Site are primarily handled by the District Court of Helsinki. A consumer always has the right to bring an action before the district court of their own domicile and to refer the matter to the Consumer Disputes Board (kuluttajariita.fi).
14. Severability and Entire Agreement
If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in force. These Terms, together with the privacy policy and the cookie policy, constitute the entire agreement between you and us regarding the use of the Site.
15. Contact
Questions about these Terms can be sent to lakiasiat@finland22bet.com.